I have been listening to your podcasts for about a year now and find them very insightful. I was raised a Baptist and am now a confirmed Roman Catholic. I find that every week your subject matter always seems to address something that is going on at that moment.
I have had a lot of changes in my life recently, some by choice, others by necessity. At 38 I have realized that my wife and I need to start being good stewards of our money and to stop living beyond our means.
I now have a career that requires that I have good credit but is a decent paying job. My problem is that I am having trouble getting my wife onboard with the idea. I realize that we need to tighten our belts for the time being.
Do you have any advice on how to convince her of this?
Thank you for your time and God bless you.
Congratulations on the new job as well as on entering the world of economic adulthood. Living beyond your means isn’t a good idea at any time, but recognizing that in your late thirties rather than later hopefully gives you time to turn things around.
You don’t mention how long you’ve been married, but it sounds like you are unilaterally changing the rules of the marriage. If until now, you and your wife have been spending indiscriminately and somehow making do, it shouldn’t be a surprise that you can’t just come home and announce a new way of living. You may have had an epiphany but your wife hasn’t.